Tax-Advantaged Retirement Plans
401K, IRA, SEP, Defined Contribution and Defined Benefit Plans
Top-Rated Commercial Insurance Agency
As your financial partner, our mission is to provide you the information you need to make the choices that matter most in your life. We provide insurance and financial services.
About us
Welcome to BFIS - Brighton Financial and Insurance Services
We are an independent insurance agency catering to commercial and personal clients in San Ramon and offering some of the most comprehensive products from the most renowned insurance companies in the country.
Our team of independent agents from different backgrounds in the industry, together with our use of the latest financial technology, ensure that we deliver only the highest quality of service for you.
Commercial Real Estate Insurance Specialist
At BFIS - Brighton Financial & Insurance Services, we recognize the unique challenges and risks associated with the commercial real estate sector. Our dedicated team of experts specializes in providing tailored insurance solutions for commercial real estate professionals, ensuring comprehensive coverage that aligns with the specific needs of your business.
Real Estate Investors Insurance
Flipper Insurance
Commerical Property Insurance
Vacant Land Insurance
Risk and Asset Management For Businesses
For our business clients, we understand that insurance is not just a "check-box" item but rather, is an integral and crucial part of their financial planning.
We offer some of the most competitive and comprehensive products from the strongest and highest-rated insurance and financial companies in the country. In addition, we leverage the latest technology to ensure that our clients get the best and most efficient service available.
What We Do
Services For Businesses
Commercial insurance is a necessary expense for every business. Whether you're a small startup, or a large enterprise, commercial insurance is an important part of your business.
Industries Served
As a premier business and commercial insurance agency in San Ramon, BFIS - Brighton Financial & Insurance Services customizes plans based on our client’s unique business needs and challenges.
The result is an outstanding, adaptable approach to commercial insurance that evolves and adapts based on your organizations goals and risk tolerance.
Real Estate Investors Insurance
Day Care Insurance
Accounting Firms Insurance
Retail Manufactures Insurance
Lawyer & Attorney Office Insurance
Property Managements Insurance
Assisted Living Insurance
Risk and Asset Growth For Individuals
Our mission is to grow our clients' net worth as we protect all their assets. We have carefully chosen the companies, affiliations and networks that serve our clients best.
Whether it's setting up a qualified retirement account (IRA, 401K, etc.) or it's managing their hard-earned nest egg (mutual funds, annuities, life insurance, etc.), to design each customized portfolio, we use a combination of...
Fin Tech Tools
We use powerful, industry-leading s/w tools,
20+ Years of Experience
Our extensive experience and continuing education
Relationships
Our relationships with some of the country's highest profile investment houses
Insurance Coverage
Personal Insurance Options
Our goal at Brighton Financial & Insurance Services is to protect you and your family from those unexpected events by finding the right insurance polices at an affordable price point.
If you need Home, Individual Annuties, Individual Life Insurance, Retirement, and Wildfire Insurance, any other personal insurance coverage, our team of experts can tailor a package to fit your individual personal insurance needs.
Homeowners Coverage
Home Insurance
Wildfire Coverage
California Wildfire Insurance
Life Coverage
Individual Life Insurance
Our 3-C Principle
As a commercial insurance agency, we follow three principles that guide us in creating and delivering better services for all our clients. With these in mind, we have made BFIS one of the leading insurance and risk management companies.
Character
Transparency is important for us to carry out our services. We show our character by acting in good faith toward our clients. We provide clear and concise information so you know you can rely on us when you experience loss and need the security that your insurance provides.
Compliance
Knowing how to do our job well is one of our top values. And for us to do this, we make sure to remain compliant with all the regulations that govern our business. We also present you with the best financial options because we have your best interests at heart.
Commitment
We are committed to providing excellent and reliable service. We do this through continued research and learning. The BFIS team stays on top of the latest developments and innovations in the insurance and finance sectors so we can deliver the best services for you.
See What Our Customers Have to Say About BFIS
I would definitely recommend Brighton financial to anyone who is looking for GREAT service.
Nasiya Berry
Simply the great! Thank you Mr Vernon for always being there for us!
Raul Luna
Brighton Financial is fantastic! They are professional and they are always seeking your best interest. Mr. Vernon is the best!
Rocio Luna
Working with Vernon Williams is always a pleasant experience. He is very responsive, no matter where he is or when.
Nomita & Jagi Shahani
Why Work with BFIS?
Wide Range of Insurance Products
Compared to non-independent insurance providers, BFIS offers a wider range of insurance products, from business insurance for different industries to personal insurance and wealth management services.
Flexible Coverage Options
We offer flexible insurance coverage for both individual and commercial clients. From general liability coverage to a comprehensive life insurance policy, you can keep all areas of your life or business insured with us.
Personalized Service
As a commercial insurance agency, BFIS is passionate about understanding each of our clients and delivering high-quality service based on their needs.
Our News
Latest Blog Posts
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Protect your business from California wildfires with the right insurance coverage. Learn about risks, policies, and how to prepare for the wildfire season.
Explore California's AB5 law, its impact on gig workers, insurance obligations for employers, and steps for compliance with new worker classification rules.
Protect your California business from earthquake risks. Learn about insurance coverage, key policy features, and preparedness to ensure resilience in a disaster
Ensure your California drone operations are fully covered with essential insurance. Protect against damage, liability, and meet legal requirements.
Workers' compensation insurance provides financial and medical benefits for job-related injuries, protecting employees and businesses. Learn its importance, benefits, and pricing.
Ensure your plumbing business is protected in 2024 with essential insurance coverage. From general liability to workers' comp, we've got you covered.
Discover the best commercial property insurance for your California business. Get comprehensive coverage tailored to your needs today.
San Ramon, California Office
Fort Lauderdale, Florida Office
Speak with a BFIS Financial & Insurance Specialist!
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Contact Us
BFIS | Brighton Financial & Insurance Services
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We also serve the Dublin, Fremont, Oakland, San Francisco, and San Jose areas. - Licensed in Alabama, Arizona, California, Florida, Georgia, Hawaii, Idaho, Illinois, Michigan, Missouri, Nevada, New York, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Washington and Wisconsin