Updated Privacy Policy for The BFIS (The Brighton Financial and Insurance Services)

Effective Date: 02/09/2025

At The Brighton Financial and Insurance Services (BFIS), we are committed to protecting your privacy as a visitor to our website and as our customer. To our visitors and customers, we offer this pledge:

BFIS is the owner of the information collected on this website. We will not sell, disseminate, disclose, trade, transmit, transfer, share, lease, or rent any personally identifiable information to any third party not specifically authorized by you to receive your information, except as disclosed in this Privacy Policy.

Information Collection

We will ask you to provide personal information when you enroll for coverage, purchase an insurance policy, or contact us via email, phone, or text message. Information collected may include:

• Name
• Home address & mailing address
• Telephone number
• Email address

This information is provided to insurance carriers when you purchase a policy so they can establish you as a policyholder. We maintain a record of your information at BFIS for policyholder services. Employees at BFIS are required to sign a Confidentiality and Nondisclosure Agreement and follow strict privacy guidelines.

If you make payments via credit card, we do not store your credit card details beyond processing. A transaction number will be provided on your Binder of Insurance for reference.

When you send us an email or contact us via our website, we collect your email address and any additional information you provide.

Use of Cookies

Cookies are small pieces of data stored on your device while visiting our website. BFIS may use session-based cookies to enhance your browsing experience. These cookies:

• Help process form submissions
• Improve website functionality
• Expire once you close your browser or remain inactive for 20 minutes

No personally identifiable information is stored in cookies.

Third-Party Links

Our website may contain links to external websites. BFIS is not responsible for the privacy policies or content of third-party sites. If you navigate away from our site, we encourage you to review that website’s privacy policy.

Consent for Communications

By providing your contact information through our website, you consent to be contacted by BFIS via phone, text, or email for service updates, policy information, or marketing purposes. Communications may be automated.

You are not required to provide consent as a condition of purchasing any services.

You can withdraw consent at any time by:

• Replying STOP to any text message
• Clicking the Unsubscribe link in marketing emails
• Contacting us at (888) 412-7630 or vernon@thebfis.com

Text Messaging & Opt-In Policy

BFIS may send text messages to provide important service-related information. By texting (888) 412-7630, you consent to receive text messages from BFIS.

Message Frequency & Fees:

• Message frequency varies
• Standard message and data rates may apply

Opting Out:

To stop receiving texts, reply STOP at any time. You can also opt out by contacting vernon@thebfis.com.

Support:

For assistance, reply HELP or contact (888) 412-7630.

Compliance with the Telephone Consumer Protection Act (TCPA)

BFIS complies with TCPA regulations, which require explicit written consent to send marketing communications via phone or text. By submitting your information through our website, you consent to these communications as described in this Privacy Policy.

Data Retention

BFIS retains personal information only as long as necessary to:

Provide services

Comply with legal obligations

Resolve disputes

Enforce agreements

If you wish to have your personal data deleted, contact us at (888) 412-7630.

Changes to Our Privacy Policy

We reserve the right to modify this Privacy Policy at any time. Any updates will be reflected on this page with a revised Effective Date.

Contact Information

For any questions regarding this Privacy Policy, please contact:

The Brighton Financial and Insurance Services (BFIS)

2258 Camino Ramon, San Ramon, CA 94583

Phone: (888) 412-7630

Email: vernon@thebfis.com